How Long Does it Take to Claim Back Ppi?

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If you are mental about development a claim for payment because you have discovered that you were wrongly sold a payment safety policy, you may be wondering how long it takes to claim back Ppi.

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How is How Long Does it Take to Claim Back Ppi?

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Experience suggests that it can take anywhere in the middle of one month and one year. The intuit for this is because some lenders are more willing to resolve a claim more fast than others. The median time to get a decision from the lender is nearby eight to ten weeks. At this point, you will be made aware of either the lender has agreed to uphold the complaint or either they have rejected the complaint. If the complaint is rejected this can often prolong the entire complaints process as appeals will need to be considered drafted to overturn the decision.

Many payment claims fail at the first hurdle, leaving consumers confused about what to do next. Not all complaints are eligible to be referred to the Financial Ombudsman Service. For those who cannot pursue a claim down this route, the only alternative is to take legal action.

Compensation payouts can be quite high, especially for those with larger loans, so it's no wonder some companies are not keen to simply pay out when a buyer decides to make a complaint.

It's important to know what your possession are, how the complaints process works, what to do if your complaint is rejected and what to do if you've been made an offer but you are unsure if it's correct. If, like many people, you are unsure about your options, you could instruct a claims enterprise to deal with your complaint on your behalf. Usually, there is no upfront fee for this service and a good claims enterprise can do all the calculations for you to make sure you are not short changed.

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